They don't talk about it as much anymore but times are still much harder than they used to be over here.  It looks like maybe some companies are more likely to work with everyone as far as leniency on payments are concerned.  And there are more sales at stores than ever before because they obviously know its the only way people are gonna feel comfortable spending their money, is if its a really good deal.

What are the ways you notice that you've changed to try to live without being as impacted by our financial down-time?

I know I do alot less traveling up and down the road.  Gas isn't as high as it used to be, but traveling less is still a way to keep more money in the pocket.